Attention homeowners in Lithia and Hillsborough County: Need an appraisal?

Here are the top seven reasons FL homeowners call on FishHawk Appraisals LLC.:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge a FL property tax assessment
To reduce their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in FL by determining the true market value of real estate in question

Own a house in or near Lithia, FL and need help deciding the value of it?
Contact FishHawk Appraisals LLC..

We at FishHawk Appraisals LLC. understand the special needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. But as a consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at FishHawk Appraisals LLC., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are veterans in helping clients just like you do away with unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close to yours. This means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from FishHawk Appraisals LLC. is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be inopportune from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. FishHawk Appraisals LLC. can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.